Disclaimer

Access

This website is purely informative in nature. Should you wish to open an account with RaboDirect, or purchase other financial products mentioned on this website, please click on the topic 'Open account' on this website.

Information

Some of the information provided on this website comes from third-party suppliers. RaboDirect may provide visitors to this website with hyperlinks to external sites, or links to files provided to us by third-party suppliers (such as fund-providers). You expressly agree and acknowledge that under no circumstances can RaboDirect be held responsible for the content of these sites or files, nor will RaboDirect be liable for any loss or damage whatsoever arising (including from negligence) from access to these external sites achieved by way of a hyperlink or access to such files provided by third-party suppliers. You accept that accessing another website via a hyperlink, or accessing a file provided by a third-party supplier, takes place at your own risk, is your sole responsibility and that RaboDirect does not represent or warrant that the use of the website, any material downloaded from it, or any file will not cause damage to property, including but not limited to loss of data or computer virus infection. The content of these sites and files is based on information sources believed to be reliable, but this is not a guarantee of the accuracy and/or completeness of the information.

Further, RaboDirect cannot be held responsible either for hyperlinks that external sites or third-party suppliers create to this website or for the content of these external sites or files.  This is beyond the scope of RaboDirect's supervision and control and is subject to the same exclusions of liability detailed above.

You are also reminded that when you enter such hyperlinked sites, you will be subject to the terms and conditions of those external sites, and when you access files provided by third-party suppliers, you will be subject to the terms and conditions of those third-party suppliers.

On no account can RaboDirect be held responsible for losses arising from any of your acts based on price or other information provided by RaboDirect. You are responsible for your choices and your use of the information. You may only use this information for yourself. You may not pass on, duplicate, process or disseminate the information. You are obliged to follow RaboDirect's instructions regarding use of the information.
The characteristics of the securities to which the services provided by RaboDirect relate and the associated specific investment risks are set out in several texts, including the text available on the website (or in the information provided in its place at any time). This information is not exhaustive. You undertake to read and understand this text before proceeding to pass on orders.

Investment Performances

You accept that:

1. the nature of the service provided by RaboDirect is restricted to the carrying out of the orders issued by you via the Internet expressly on your own initiative. This means that you are yourself responsible for the composition of your portfolio and for the submission of orders. The nature of the service provided by RaboDirect means that RaboDirect does not give any investment advice and, as such, you will become an 'execution-only' customer of RaboDirect;
   
2. you pass on these orders in your own name, for your own account and for your personal (i.e. not professional) purposes;
   
3. you have the necessary competence and experience to manage your securities and investments yourself;
   
4. you have sufficient investment experience and deem it unnecessary to be assisted by a professional manager;
   
5. there is no certainty regarding the price at which the order is carried out and, under certain circumstances, this price may deviate significantly from the last known price. You fully accept these risks;
   
6. the value of investments in securities can fluctuate. RaboDirect cannot guarantee the future performances of the investment products that it offers. Past performance of these products is no guarantee of future performance of these products. You are aware that investing in securities may lead to you incurring losses. You must ensure that you can bear these losses at all times; and
   
7. you have been fully informed by RaboDirect that there are risks associated with investment in securities and are fully aware of that there are risks associated with investment in securities.  You fully accept these risks.  RaboDirect offers you the option of determining your target risk profile before you invest via a questionnaire on this website. Based on your answers, your target risk profile for investments will be determined individually for each securities portfolio on the basis of underlying calculation models. You will, under all circumstances, continue to take decisions completely autonomously on the investments that you wish to make. You must keep watch yourself to ensure that, at all times, your investments correspond with the target risk profile established for the securities portfolio.

Liability

RaboDirect shall not be liable for any losses or damages arising from any decrease in value, price movements, use or interpretation of information on this website, or any other losses or damages incurred by you, subject to any terms and conditions that we agree with you in relation to a product or service. RaboDirect shall not be liable for shortcomings on the part of stock exchanges, payment and settlement systems or national or international central custodian institutions.

Applicable Law

The relationship between RaboDirect and you is governed in all respects by Irish law. In the event of a dispute or claim arising in relation to, out of, or in connection with the terms of use of this website, the information contained on this website, and any use that is made of that information, the Irish courts shall have jurisdiction, subject to RaboDirect still being entitled to institute proceedings in respect of the dispute at any other competent court.

Content

The contents of this website, including this disclaimer, are subject to change by RaboDirect without notification. The information on this website may be updated from time to time and may at times be out of date. RaboDirect accepts no responsibility for keeping the information in this website up to date or liability for any failure to do so.