You can withdraw or deposit as much or as little as you like in your RaboDirect Savings Account without penalty. There's no slap on the wrist if you do it more than twice!

For on-demand personal savings we're offering a rate of *3.10% Fixed, gross/AER for amounts from €0 to €20,000 effective until 2/04/12 with the Standard variable rate applying thereafter. A Standard variable rate of *2.4% Gross/AER on remaining amounts above €20,000. There are terms and conditions, but nothing sneaky.

Take a look at our Term Deposit Rates. We offer competitive fixed rates over specific savings periods from 1 month to 5 years. 

Unlike some of our competitor's monthly savings products, you don't have to make a minimum deposit or deposit a regular amount every month to avail of our great rates. It's the perfect place for regular saving or depositing that lump sum amount.

At RaboDirect you have instant access to your money whenever you like. It's on demand. So whether you need it for a deposit for a house, a well deserved holiday, your new car or a shopping spree, it's there for you at the click of a mouse.

You don't have to have a huge amount of money to open a RaboDirect Account. All you need is €1.

At RaboDirect interest is calculated daily and allocated annually. Once your account has been opened, you can watch your interest grow by clicking on 'Your Interest' within your secure site.

Because we're an online bank, we're open for business when it suits you. Log on whenever you like, wherever you like.

RaboDirect offers the highest levels of online securityin Ireland by using the Digipass. We also offer a no fraud online guarantee, and we have a top rating for creditworthiness, awarded by Moody's, Standard & Poor's, Fitch and DBRS.