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History of RaboDirect Savings Rates

RaboDirect Online Savings Rate History

When we launched in May 2005 we shook up the Irish savings market by offering a high interest savings account.  Things have certainly changed over the years but we have always endeavoured to offer consistently high interest rates for your savings, always at a respectable level above the prevailing ECB rate. The following table shows how our on-demand savings rate has evolved since our launch in 2005.

FromToAER. Variable Rate*
28th May 2009-2.0% on any amount from €1
7th April 200927th May 20092.25%* on any amount from €1

6th March 20096th April 20092.50%* on any amount from €1

20th Jan. 20095th March 20093.0%* on any amount from €1

10th Dec. 200819th Jan. 20093.45% on balances up to €1 million
3.40% on balances over €1 million

19th Nov. 200809th Dec. 20084.0% on balances up to €1 million
3.95% on balances over €1 million

1st Jan. 200818th Nov. 20084.3% on balances up to €1 million
3.95% on balances over €1 million

12th Mar. 200731st Dec. 20075.0% on balances up to €10,000
3.75% from €10,000 to €1 million
2.75% over €1 million

1st Jan. 200711th Mar. 20074.75% on balances up to €10,000
3.70% from 10,000 to €1 million
2.75% over €1 million

18th Oct. 200631st Dec. 20063.7% up to 1 million
2.70% over €1 million

21st Aug. 200617th Oct. 20063.6% up to 1 million
2.70% over €1 million

26th June 200620th Aug. 20063.5% up to €1 million
2.55% over €1 million

31st Mar. 200625th June 20063.35% up to €1 million
2.55% over €1 million

13th Dec. 200530th Mar. 20063.2%

3rd May 200512th Dec. 20053.0%