Due to the current volatility in the international money markets and in combination with Rabobank's strong credit rating we are currently not able to offer competitive rates suitable for the Irish market for any Term Deposit up to 4 years.
A better option is to put your money on demand. We're offering a rate of 3.10% Fixed, gross/AER** for amounts from €0 to €20,000 effective until 2/04/12 with the Standard variable rate applying thereafter. A Standard variable rate of 2.4% Gross/AER** on remaining amounts above €20,000. So don't hang about.
Our 5 and 10 Year Fixed Term Deposit Account really marks our card as a committed partner for your savings. We're safe now and safe for the future and we're here to stay. So if you're looking to fix and you've a lump sum you'd like to put somewhere really secure for a while, well okay a little longer than 'a while', why not put it with us?
Remember, you can still get at your interest monthly, every 3 months, every 6 months or every year if you choose to go long haul. It's up to you.
- 10 Year Fixed Term Deposit
- Start with just €500
- Choice of interest payment options
- No limit on the amount you deposit
- Receive a fixed rate of interest
- Low risk, competitive returns over the longer term
Longer Term Deposit
Account Rates | Examples of total interest
earned on: |
|---|
| Term | AER Fixed Interest Rates* (>€500) | Gross Return | 10K | 15K | 20K | 50K | 100K |
|---|
| | | | | | | |
| 10 years | 3.55% | 35.50% | €3,550 | €5,325 | €7,100 | €17,750 | €35,500 |
| 5 years | 2.55% | 12.75% | €1,275 | €1,912 | €2,550 | €6,375 | €12,750 |
| 4 years | 2.20% | 8.80% | €880 | €1,320 | €1,760 | €4,400 | €8,800 |
| 3 years | 1.90% | 5.70% | €570 | €855 | €1,140 | €2,850 | €5,700 |
| 2 years | 1.60% | 3.20% | €320 | €480 | €640 | €1,600 | €3,200 |
* AER is the Annual Equivalent Rate which is DIRT deductible. Examples of total interest earned based on payment of annual interest. Interest earned does not compound annually on the term deposit. Rates shown reflect that. All interest is paid into your chosen RaboDirect Account i.e. RaboDirect Savings Account, based on the interest frequency you select when opening your Term Deposit Account
Interest Rates and Frequencies
Use the table below to see what the interest rates are for the various interest payment frequencies on offer. Please note that AER refers to the Annual Equivalent Rate. All rates may be subject to DIRT Tax at the prevailing rate:
| Term | Interest Paid Annually* | Interest Paid Monthly* | Interest Paid Quarterly* | Interest Paid Semi-Annually* |
|---|
| 10 Yr | 3.55%
(35.50% Gross)
| 3.50%
(35.0% Gross)
| 3.50%
(35.0% Gross)
| 3.50%
(35.0% Gross)
|
| 5 Yr | 2.55%
(12.75% Gross) | 2.50%
(12.50% Gross) | 2.50%
(12.50% Gross) | 2.50%
(12.50% Gross) |
| 4 Yr | 2.20%
(8.80% Gross) | 2.15%
(8.60% Gross) | 2.15%
(8.60% Gross) | 2.20%
(8.80% Gross) |
| 3 Yr | 1.90%
(5.70% Gross) | 1.90%
(5.70% Gross) | 1.90%
(5.70% Gross) | 1.90%
(5.70% Gross) |
| 2 Yr | 1.60%
(3.20% Gross) | 1.60%
(3.20% Gross) | 1.60%
(3.20% Gross) | 1.60%
(3.20% Gross) |
| 18 M | 1.40%
(2.10% Gross) | 1.41%
(2.11% Gross) | 1.41%
(2.11% Gross) | 1.41%
(2.11% Gross) |
| 1 Yr | 1.25%
| 1.25%
| 1.25%
| 1.25% |
| 6 M | 0.75%
(0.37% Gross) | N/A | N/A | N/A |
| 3 M | 0.45%
(0.11% Gross) | N/A | N/A | N/A |
| 1 M | 0.30%
(0.02% Gross) | N/A | N/A | N/A |
* AER. This is the Annual Equivalent Rate which is DIRT deductible. Interest earned does not compound on the term deposit account. Rates shown reflect that. All interest is paid into your chosen RaboDirect Account i.e. RaboDirect Savings Account, based on the interest frequency you select when opening your Term Deposit Account