Access to and use of this website is subject to these provisions and to the Terms and Conditions of Use of the RaboDirect Website. Please read and consider them carefully. By proceeding further you agree to comply with, and be bound by them.
Headings on these provisions are for ease of reference purposes only and shall not be used in the construction or interpretation of any or all of these provisions.
Should one or more of these provisions be held unenforceable or invalid under the laws of Ireland, such provision shall be deemed amended so as to conform to said laws, or if same is not possible such provision shall be severed from these provisions but the remaining provisions shall remain enforceable.
RaboDirect, its associated companies and any other parties are not responsible for any type of loss or damage which you may sustain as a result of accessing this website or using or interpreting any of the information in these pages. Neither RaboDirect its associated companies nor any other parties accept liability for any loss or damage of whatsoever nature including, but not limited to, direct, indirect, incidental, special or consequential damages, expenses or losses arising out of, or in connection with the use or inability to use this website, or in connection with any decrease in value or price movement, or in connection with any error, omission, defect, computer virus or system failure, or loss of any profit, goodwill or reputation arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from this site.
RaboDirect shall not be liable for shortcomings on the part of stock exchanges, payment and settlement systems or national or international central custodian institutions.
Some of the information provided on this website comes from third-party suppliers. RaboDirect may provide visitors to this website with hyperlinks to external sites, or links to files provided to us by third-party suppliers (such as fund-providers). You expressly agree and acknowledge that under no circumstances can RaboDirect be held responsible for the content of these sites or files, nor will RaboDirect be liable for any loss or damage whatsoever arising (including from negligence) from access to these external sites achieved by way of a hyperlink or access to such files provided by third-party suppliers. You accept that accessing another website via a hyperlink, or accessing a file provided by a third-party supplier, takes place at your own risk, is your sole responsibility and that RaboDirect does not represent or warrant that the use of the website, any material downloaded from it, or any file will not cause damage to property, including but not limited to loss of data or computer virus infection. The content of these sites and files is based on information sources believed to be reliable, but this is not a guarantee of the accuracy and/or completeness of the information.
RaboDirect cannot be held responsible either for hyperlinks that external sites or third-party suppliers create to this website or for the content of these external sites or files. This is beyond the scope of RaboDirect's supervision and control and is subject to the same exclusions of liability detailed in the preceding paragraph. You are reminded that when you enter such hyperlinked sites, you will be subject to the terms and conditions of those external sites, and when you access files provided by third-party suppliers, you will be subject to the terms and conditions of those third-party suppliers.
On no account can RaboDirect be held responsible for losses arising from any of your acts based on price or other information provided by RaboDirect. You are responsible for your choices and your use of the information. You may only use this information for yourself. You may not pass on, duplicate, process or disseminate the information. You are obliged to follow RaboDirect's instructions regarding use of the information.
RaboDirect does not make any representations or warranties to you, whether express or implied. RaboDirect excludes any liability for any part of the information provided on, or accessible through, this website, for any computer viruses, unauthorised access, defect, tampering, intervention, fraud, theft, delay or event outside of its control which affects any aspect of this website, in each case to the extent permitted by law. Neither RaboDirect nor any of its officers, employees, agents, members of its group of companies or affiliates will be responsible for any loss or damages arising out of any of the foregoing events, or from the use by you of this website, or from the provision to you of products or services offered by RaboDirect. For further details, please see the terms and conditions applicable to the product or service of which you intend to avail.
All of the views expressed in the RaboDirect Blog are purely the personal views of the authors (even if the author works for RaboDirect) and are based on their personal experiences and knowledge at the time of writing. No responsibility will be taken by RaboDirect for any content contained in any post in the RaboDirect Blog, neither does RaboDirect represent or warrant the content of any post. RaboDirect reserves the right, in its sole discretion, not to publish any submitted post(s), and to remove any post(s), that may, in the opinion of RaboDirect, contain illegal, incorrect or potentially offensive content. Please note that RaboDirect will actively monitor the content of all posts submitted. RaboDirect is not liable for any loss you may suffer if you act, or do not act, based on the views expressed in the RaboDirect Blog. Please note that, when posts are published on the RaboDirect Blog, your personally identifying user-name will also be published.
You accept that:
- the nature of the service provided by RaboDirect is restricted to the carrying out of the orders issued by you via the Internet expressly on your own initiative. This means that you are yourself responsible for the composition of your portfolio and for the submission of orders. The nature of the service provided by RaboDirect means that RaboDirect does not give any investment advice and, as such, you will become an 'execution-only' customer of RaboDirect;
- you pass on these orders in your own name, for your own account and for your personal (i.e. not professional) purposes;
- you have the necessary competence and experience to manage your securities and investments yourself;
- you have sufficient investment experience and deem it unnecessary to be assisted by a professional manager;
- there is no certainty regarding the price at which the order is carried out and, under certain circumstances, this price may deviate significantly from the last known price. You fully accept these risks;
- the value of investments in securities can fluctuate. RaboDirect cannot guarantee the future performances of the investment products that it offers. Past performance of these products is no guarantee of future performance of these products. You are aware that investing in securities may lead to you incurring losses. You must ensure that you can bear these losses at all times; and
- you have been fully informed by RaboDirect and you are fully aware that there are risks associated with investment in securities. You fully accept these risks. RaboDirect offers you the option of determining your target risk profile before you invest via a questionnaire on this website. Based on your answers, your target risk profile for investments will be determined individually for each securities portfolio on the basis of underlying calculation models. You will, under all circumstances, continue to take decisions completely autonomously on the investments that you wish to make. You must keep watch yourself to ensure that, at all times, your investments correspond with the target risk profile established for the securities portfolio.
- the characteristics of the securities to which the services provided by RaboDirect relate and the associated specific investment risks are set out in several texts, including the text available on the website (or in the information provided in its place at any time). This information is not exhaustive. You undertake to read and understand this text before proceeding to pass on orders.